Ontario real estate law, delivered virtually
Serving Windsor home buyers, sellers and homeowners virtually. Jaramillo Law Professional Corporation assists clients in Windsor with purchases, sales, mortgage refinances and title transfers through a fully virtual Ontario real estate law practice — no unnecessary trip to a law office required.
Transparent pricing
Straightforward starting fees for common residential transactions in Windsor and across Ontario. We confirm the full estimate after reviewing your file.
Pricing applies to standard residential transactions. Title insurance, registration charges, searches, bank charges, courier charges, government fees and other applicable disbursements are additional. Additional legal work, complex title matters, private mortgages, urgent matters and non-standard transactions may result in additional fees.
Ontario purchase closing
For a standard purchase in Windsor, our consumer-facing offer is the $1,399 All-In Special. The underlying legal fee is $790 plus HST and disbursements; the special bundles the legal fee, HST, standard disbursements and standard registration charges into one price.
$1,399 All-In Purchase Closing Special
Includes legal fees, HST, standard disbursements and standard registration charges. Land Transfer Tax and title insurance are additional. No surprise standard closing charges.
What we do
Experienced support for residential purchases, sales, refinances, title transfers and independent legal advice.
Legal support for Ontario residential purchases, including reviewing the transaction, investigating title, coordinating with your lender, preparing closing documents, registering the transfer and reporting after closing.
Buying in Ontario? Estimate your down payment remaining, land transfer tax, title insurance and legal closing costs.
Calculate Your Closing FundsWe coordinate the legal completion of your sale, prepare the necessary documents, address title and payout requirements, receive the closing funds and arrange payment of the net sale proceeds.
We work with your lender, review the mortgage instructions, prepare and register the mortgage, complete required payouts and report to you and the lender.
Legal assistance with adding or removing someone from title, family transfers, spousal transfers and other ownership changes, subject to applicable lender, tax and legal requirements.
Clear and independent advice when you are asked to sign a guarantee, mortgage, transfer or other document affecting your legal rights.
How it works
A clear, four-step process designed to keep your transaction moving with minimal travel.
Complete the short form or call our office.
Our team will advise what documents and information are required.
Meet with our legal team through a secure video appointment and sign electronically where permitted.
We coordinate the legal work, registration and movement of closing funds, and keep you informed.
Some lenders or transactions may require original documents, in-person verification or additional signing arrangements. We will advise you if this applies.
Services in your area
Experienced support for purchases, sales, refinances and title transfers in Windsor, handled through our virtual Ontario service model.
When buying a home in Windsor, your lawyer typically reviews the Agreement of Purchase and Sale, investigates title, arranges title insurance, works with your lender to satisfy mortgage instructions, confirms the funds needed to close, registers the transfer and mortgage, and reports to you after closing. Ontario Land Transfer Tax applies to the purchase and is additional to legal fees.
Our $1,399 All-In Purchase Closing Special covers the legal fee, HST on the legal fee, standard disbursements and standard registration charges for one purchase with one mortgage. Land Transfer Tax and title insurance are not included. Use the closing calculator to estimate how much you may need to close on a Windsor home.
When selling a Windsor property, your lawyer reviews the Agreement of Purchase and Sale, obtains mortgage payout statements, answers requisitions from the buyer’s lawyer, prepares the closing documents, completes the electronic closing, pays the required secured amounts and releases the net sale proceeds to you, then reports after closing.
Because most steps are handled electronically, a Windsor sale can be coordinated remotely through our virtual service model.
For a Windsor refinance, your lawyer receives the lender’s instructions, searches title, registers the new charge, pays out existing secured obligations as required, arranges title insurance where the lender requires it, receives and disburses the mortgage funds, and reports to both you and the lender.
Remote signing is available where legally and practically appropriate for eligible Windsor refinances.
Common Windsor title-transfer situations include adding a spouse, removing an owner, family arrangements and refinancing-related ownership changes. Title transfers are subject to applicable lender, tax and legal requirements, and each situation is reviewed individually. We do not provide individualized legal advice on this page — contact the firm to discuss your specific circumstances.
Windsor sits at the southernmost point of mainland Canada, on the Detroit River across from Detroit, Michigan. It is a border city with a long manufacturing heritage and a compact urban form that stretches along the riverfront. Established residential districts such as Walkerville — known for its historic streetcar-suburb layout and the former Walker distillery — and Sandwich, one of the oldest continuous European settlements in the region, sit alongside newer subdivisions in the east end and South Windsor, where larger lot homes are common.
Housing in Windsor ranges from older brick bungalows and post-war single-family homes to newer suburban builds and a growing number of condominiums near the downtown riverfront. Riverside and East Windsor mix long-established neighbourhoods with infill development, while communities across Essex County — Amherstburg, LaSalle, Tecumseh and Lakeshore — are popular with buyers looking for more space within a short drive of the city.
Because Windsor sits in a single Ontario land registry system and shares provincial real estate law with the rest of the province, a virtual Ontario real estate lawyer can coordinate a Windsor closing remotely. Title searches, document preparation, lender coordination and registration are handled electronically, with remote signing where legally and practically appropriate.
Communities and areas referenced include Walkerville, South Windsor, Riverside, East Windsor, Sandwich, Ford City, nearby Essex County communities (Amherstburg, LaSalle, Tecumseh, Lakeshore).
Land Transfer Tax
Ontario Land Transfer Tax (LTT) applies to most Windsor purchases. Windsor does not have its own municipal land transfer tax; only the City of Toronto charges a separate municipal LTT, and it applies only when the property is actually in Toronto.
Eligible first-time home buyers may qualify for a provincial LTT rebate, subject to the program’s eligibility rules. Land Transfer Tax is not included in the $1,399 All-In Purchase Closing Special. Use the closing calculator to estimate the LTT on a Windsor purchase.
Authoritative information on Ontario Land Transfer Tax is available from the Government of Ontario. The City of Toronto’s separate municipal land transfer tax applies only to properties located in Toronto.
Closing cost calculator
Our Ontario purchase closing calculator estimates your remaining purchase price balance, Ontario Land Transfer Tax, first-time buyer rebates, mortgage proceeds, deposits paid, the title insurance you enter, and the $1,399 All-In Purchase Closing Special — so you can see the estimated funds required to close on a Windsor home.
The calculator includes the $1,399 All-In Purchase Closing Special in its estimate. Land Transfer Tax and title insurance are entered separately.
Why go virtual
Practical benefits of completing your Ontario real estate transaction remotely.
About the firm
An Ontario law firm providing real estate legal services virtually since 2017.
VirtualRealEstateLawyer.ca is operated by Jaramillo Law Professional Corporation, an Ontario law firm that serves clients throughout Ontario through a virtual service model. The firm has no physical office in the cities listed on this site unless stated otherwise.
Frequently asked questions
Direct answers about virtual closings, fees and how the firm works.
Contact us
Complete the form below and our legal team will contact you to discuss your Ontario real estate transaction and confirm the applicable fees.
Start your file
Tell us about your transaction. We will contact you to discuss the next steps.
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Ready when you are
Tell us what type of transaction you are completing and our team will contact you to discuss the next steps.
Submitting a form or calling the firm does not create a lawyer-client relationship. Representation is subject to a conflict check and the firm’s acceptance of your matter.